Someone hit my parked car! That’s the last thing you want to say to yourself when you walk back to your car after work or after running errands. While some people will do the responsible thing and wait for you to return or leave you a note with their information on it, many others will simply drive away.
It’s frustrating that someone would be so careless in regards to your property, but it happens. What you do next is important because you deserve to be compensated for the damage to your car.
Someone Hit My Parked Car, Time To Call The Police
The first thing you should do if your car was hit in a parking lot is to call the police. While it’s true that in many cases the police will not respond to minor property damage that occurred on private property, there are other times that they will respond.
The point here is that you have nothing to lose by trying. You’ll also need to involve the police if you want to get access to any surveillance video from the owner of the business where the accident occurred.
Call Your Insurance Company
The reason you have car insurance is just for instances such as this. Someone hit my parked car, so now what? Now, you call your insurance company. If you have full coverage insurance your insurance will pay for the damages to your vehicle.
Your insurance will also try to locate the driver of the other vehicle to get their insurance company to pay them back for their expense. If they are able to locate the other driver and they have insurance, then you should also get reimbursed for your deductible.
It may not be fun paying a deductible for damage that you didn’t cause, but it’s a lot better than paying the full amount out of pocket for the repairs you car needs.
Take Photos Of The Damage
It’s also not a bad idea to take wider angle shots of the entire parking lot with your car in it, just so you have proof that your car was in that parking lot when the damage occurred.
Look Around For Witnesses
If your car was hit in a busy parking lot there may have been witnesses. If you see people nearby, and you feel it’s safe to approach them, then ask them if they happened to see what happened. Your chances of finding an actual witness to the accident are minimal, but the effort to look is minimal as well.
Ask The Owner Of The Property If They Have Video Surveillance
After making initial phone calls to the police and your insurance company, see if you can find someone in charge of the parking lot. If you were parked in a store’s parking lot then ask for a manager.
Ask if they have security cameras in the parking lot. Explain that your car was hit by another driver who left. In most cases, managers won’t release security footage to you. But, they will release it to the police. This is why contacting them as soon as you discover the accident is so important.
Contact A Lawyer
If your insurance company or the police are able to track the other driver down you should contact a lawyer. An experienced lawyer can file a lawsuit on your behalf. This will allow you to recover the money you spent to repair the damages to your car.
Calling a lawyer will help you to gain the financial compensation you deserve. It will also hold the other driver accountable for their actions.