Every day an accident, illness or injury occurs in the workplace. By law, each state and the federal government is required to provide employees with a specific type of insurance to cover work-related injuries or illnesses. To be eligible for workers compensation, an employee must meet some basic criteria.
One of the basic criteria to prove your eligibility for workers’ compensation is employee status. The worker must be an identifiable employee of the company. You have to be an integral part of the daily routine that makes up the daily running of the business. For example, an independent contractor would not have the same eligibility status as a regular employee.
If you meet the following criteria, proceeding with workers compensation claims should be a simple process.
- You work under the direct supervision of the employer, following all employee policies, regulations and guidelines set out in the company’s handbook.
- Your employer schedules the work you perform as part of the regular business routine.
- You use the employer’s equipment, tools or other devices as part of the daily work activity.
- The employer takes taxes out of your paycheck.
In order to be covered through the workers’ compensation claims process, the injuries received must be work-related. You could be injured on the company’s premises or during a work-related event. In general, to receive workers’ compensation, you must be engaged in a work-related activity.
This includes the following activities:
- Domestic or international travel for the company
- Business meetings, conferences or other gatherings
- Making daily deliveries
- Work-related conferences, education classes, seminars or other required meetings
Workers’ compensation helps an injured employee with a variety of benefits. Therefore, by meeting all the criteria, here are some of the benefits that you may receive to help aid in your recovery:
- Compensation for missing regularly scheduled work hours
- Medical coverage
- Extended benefits for long-lasting injuries that may have created a permanent impairment
- Benefits to extend during rehabilitation to help a person return to work
Workers compensation claims are unique to each individual situation. As a loyal employee, you have the right to workers compensation during times of need. however, if you are being denied, or you need extra assistance to help through the workers’ compensation claims process, contacting an experienced attorney should be your next step.