Who is Eligible For Workers Compensation?

Every day an accident, illness or injury occurs in the workplace. By law each state and the federal government is required to provide employees with a specific type of insurance to cover work-related injuries or illnesses. In order to pursue workers compensation claims, an employee must meet basic criteria to prove eligibility.

Employee Status

One of the basic criteria to prove your eligibility for workers compensation is employee status. The worker must be an identifiable employee of the company. You have to be an integral part of the daily routine that makes up the daily running of the business. For example, an independent contractor would not have the same eligibility status as a regular employee. If you meet the following criteria, proceeding with workers compensation claims should be a simple process.
  • You work under the direct supervision of the employer, following all employee policies, regulations and guidelines set out in the company's handbook.
  • You perform work as scheduled by the employer as part of the regular business routine.
  • You use the employer's equipment, tools or other devices as part of the daily work activity.
  • The employer takes taxes out of your paycheck.

Work Related Accident

In order to be covered through the workers compensation claims process, the injuries received must be work related. You could be injured on the company's premises or during a work related event. In general, to receive workers compensation, you must be engaged in a work related activity. This includes, but is not limited, to the following activities:
  • Domestic or international travel for the company
  • Business meetings, conferences or other gatherings
  • Making daily deliveries
  • Work related conferences, education classes, seminars or other required meetings

Benefits

Workers compensation is used to help an injured employee with a variety of benefits. By meeting all the criteria, you may be entitled to some of the following benefits to help aid in your recovery:
  • Compensation for missing regularly scheduled work hours
  • Medical coverage
  • Extended benefits for long-lasting injuries that may have created a permanent impairment.
  • Benefits to extend during rehabilitation to help a person return to work
Workers compensation claims are unique to each individual situation. As a loyal employee, you have the right to workers compensation during times of need. If you are being denied or you need extra assistance to help through the workers compensation claims process, contacting an experienced attorney should be your next step. Workers_Comp_2.jpg

 

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