Temporary Total Disability (TTD)

In the state of Illinois most workers who are injured on the job are entitled to workers’ compensation, and employers are legally required to cover the cost of workers’ compensation benefits.

Temporary Total Disability

Some of the benefits workers’ comp pays for include:

  • Medical expenses resulting from an injury on the job.
  • Temporary total disability (TTD) benefits while the employee is recovering from injury.
  • Permanent partial disability (PPD) benefits, in cases where an employee has sustained a permanent disability or disfigurement, but can still work.
  • Permanent total disability (PTD) benefits, in cases where an employee is rendered permanently unable to work.
  • Death benefits for surviving family members of an employee killed on the job.

Let’s look at TTD benefits in more detail.

What Temporary Total Disability (TTD) Covers

In the state of Illinois, TTD benefits provide two-thirds (66%) of the employee’s average weekly wage (AWW) in cases where the employee is (a) temporarily unable to return to work because of their injuries, as indicated by a doctor, or (b) able to do light-duty work, but the employer is unable to accommodate the employee.

How TTD Benefits Are Calculated and How Long They Last

TTD benefits are determined based on weekly minimum and maximum limits, so the amount a person will receive will vary. The employee’s average weekly wage is generally based on gross (pre-tax) wages for the 52-week period prior to the date of the injury (in other words, they look at the wages a person has earned in the past year to determine their benefit amount). The wages a person will receive could also be impacted by other factors, including whether they had more than one job at the time of the injury, and how consistently they worked during the prior 52-week period.

Once a person notifies their employer of their injury the employer is required to make the first TTD payment within 14 days of receiving the notice. The best way to ensure an employer makes the payment promptly is to send them a written notice along with a doctor’s note.

When to Secure the Services of an Attorney

Unfortunately, employers often delay or dispute disability payments, which can create significant financial hardship for injured employees and their families.

If you have been injured on the job and your disability payments have been delayed, denied, or you are not receiving adequate compensation, the expert attorneys at Marc J. Shuman & Associates, LTD. can help. We’ll work with you to get the compensation you deserve and ensure that any attorney fees are covered by your employer and/or their insurance company so you can focus on what matters—healing from your injuries and getting back to work.

Sources:

http://www.iwcc.il.gov/handbook020106.pdf

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