For decades the expert attorneys at The Law Offices of Marc J. Shuman & Associates, LTD. have been helping people in Joliet and Will County, Illinois get the compensation they deserve after a work-related injury or illness.
Like many Midwestern cities, manufacturing has historically been an important industry in Joliet, helping shape the town and its residents. Today, Joliet’s medical center and hospital are leading employers for residents of Joliet and the greater Chicagoland area.
While somewhat surprising to many, work-related injuries and illnesses among healthcare employees are a leading cause of lost time at work. In fact, it’s more hazardous to work in a hospital/medical center than in construction or manufacturing, according to the Occupational Safety and Health Administration (OSHA).1
The hazards of healthcare workplaces naturally lead to more workers’ compensation claims. Let’s explore workers’ comp in more detail.
What Is Workers’ Compensation?
Workers’ compensation is a system of benefits designed to protect employees who become injured or ill on the job. Workers’ comp typically provides:
Employers are responsible for the cost of workers’ compensation benefits—for this reason many employers purchase workers’ comp insurance, in which the insurance company pays on behalf of the employer. Some employers request approval to self-insure (pay their own claims), a riskier option, but one that saves the employer money on premiums.
What If My Employer Denies My Claim?
There are several reasons an employer might deny a workers’ comp claim. Cost and employer bias are two of the most common. Employers who use workers’ compensation insurance (rather than self-insuring) must pay premiums to an insurance company—the more workers’ comp files an employer claims, the greater the monthly insurance premiums.
Employer bias may also lead a company to conclude that an injury isn’t serious enough to warrant a workers’ comp claim. The employer may also claim the injury or illness didn’t happen at work or during the scope of employment, or may outright refuse to acknowledge that the employee has suffered an injury or illness at all.
When to Hire a Workers’ Compensation Lawyer
While simple workers’ comp claims can usually be handled without an attorney, more complicated cases are best handled by an experienced lawyer. If any of the following describe your situation, contact our Joliet workers’ compensation attorneys right away:
The skilled attorneys at The Law Offices of Marc J. Shuman & Associates, LTD. have an intimate understanding of workers’ compensation laws in Illinois and will work tirelessly to get you the workers comp benefits to which you and your family are entitled.